Location alert China Hong Kong Singapore United Kingdom All other countries Go Open an account Popular investment accounts Individual Brokerage Invest in stocksETFsoptionsbondsand more with a personal account. Joint Brokerage Invest in stocksETFsoptionsbondsand more with another individual. Roth IRA Plan for your future with a Roth IRA. Traditional IRA Plan for your future with a Traditional IRA. Rollover IRA Roll over your prior retirement plan from a former employer. Jump to section Brokerage & Trading Retirement Automated Investing Education & Custodial Trust & Estate Banking All Other Brokerage & Trading Schwab One® Brokerage Account¹ Get $0 online equity trades and invest in stocksfractional sharesmutual fundsETFsindex fundsbonds and more. Schwab One® Brokerage and a Schwab Bank Investor Checking™ Account² Open a brokerage account and a checking account. Get the features of both and move money quickly between accounts. Schwab Teen Investor™ account³ For parents opening a brokerage account with their teen. Global Account For U.S. investors who want to trade in foreign markets in local currencies. View more Retirement Roth IRA Prepare for retirement using after-tax dollars. Traditional IRA Prepare for retirement with a tax-deferred account. Rollover IRA Move funds to Schwab from your old employer-sponsored retirement plan. Inherited IRA Transfer your inherited IRA to a Schwab Inherited IRA. Custodial IRA Help your child learn the value of saving and investing. Automated Investing Schwab Intelligent Portfolios® Our robo-advisor buildsmonitors and automatically rebalances a diversified portfolio. Education & Custodial 529 College Savings Plan Tax-advantaged education fund for your child or loved one. Education Savings Account Tax-deferred account for educational expenses kindergarten through college. Custodial Account Brokerage account for making financial gifts to a minor. Trust & Estate Schwab One® Trust Account Brokerage account for estatesfor easier asset management and protection. Schwab One® Estate Account For executors or court-appointed administrators of estates. Banking Schwab Bank Investor Checking™ Account² A checking account for investorslinked to your Schwab One brokerage account. Schwab Bank Investor Savings™ Account⁴ Manage your finances easier with an FDIC-insured savings account. All Other DAFgiving360™ Simpletax-efficient solution for charitable giving. Organization Account Enjoy wealth management with choicevalueadvice and transparency. SIMPLE IRA Retirement plan for businesses with up to 100 employees. Personal Defined Benefit Plan Retirement plan for owner-only businesses or those with up to five employees. Business 401(k) Plan Retirement plan for businesses of any size. Permits higher level of salary deferrals. Company Retirement Account Brokerage account that holds assets of a customized retirement plan. Individual 401(k) Plan - Traditional & Roth Retirement plan for owner-only businesses with no employees. SEP-IRA Retirement plan for owner-only businesses or those with just a few employees. Personal Choice Retirement Account Brokerage account connected to your employer-sponsored retirement plan. See all forms and applications Need more help? View accounts organized by financial goal. Accounts by financial goal Questions? We're ready to help. Call 866-855-9102 Chat Connect with a specialist Visit Locate a branch Locate Find a financial consultant Not a U.S. resident? Live chat