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Niva Bupa Health Insurance Plans

Company Overview

Niva Bupa Health Insurance Company Ltd. (formerly known as Max Bupa Health Insurance Company Limited) is a joint venture between Fettle Tone LLP (an affiliate of  True North Fund VI LLP)a leading Indian private equity firmand the UK based healthcare services expertBupa Singapore Holdings Pte. Limited.

 “Niva” is a popular Hindi/Sanskrit word and also means SUN – which is a symbol of hopepositivityenergyand above all life itself.

Being one of the most trusted standalone health insurance companies in the countryNiva Bupa Health Insurance has curated a wide range of health insurance policiessuch as individual health insurancefamily floater insurance policyand top-up insurance coveras per the understanding of the Indian market and catering to the consumer's diverse requirementsjust the way they like. The Claim Settlement Ratio of the company for the year 2019-20 is 96%.

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Snapshot Of Niva Bupa Health Insurance Plans

Plan Name Plan Type Min/Max Age Min/Max SI Availability Plan Tenure
Health Companion Health Insurance Plan Individual/Family Floater Adult: No Limit
Child:
Min SI: 2 Lakh
Max SI: 100 Lakh
Online Min: 1 year
Max: 2 years

Reasons for buying Niva Bupa Health Insurance Plans

Growing medical inflation and rising medical costs have made people vulnerable to get themselves and their families protected against the same. Niva Bupa presents a plethora of health insurance products to protect you and your loved ones against any adversities arising out of expenses at the time of hospitalization.

Main USP’s of Niva Bupa Health Insurance Plans are:

  • Comprehensive health cover
  • Refill your existing Sum insured
  • Direct Claim Settlement with the Company
  • Cashless treatment facility in over 3500 network hospitals
  • Discount on premium for opting 2 year policy term
  • No age limit for plan enrollment
  • Lifetime Renewability
  • Option to buy a policy online in a cost effective and hasslefree way

Key Benefits of Niva Bupa Health Insurance Plans

  • Medical treatment expenses incurred during in-patient hospitalization are covered up to the sum insured applicable
  • Pre Hospitalization expenseswhich include medical expenses incurred before hospitalization are covered up to 60 days and 90 days after discharge as per the policy conditions
  • Post Hospitalization expenseswhich include medical expenses incurred post hospitalization are covered up to 90 days
  • All the listed day care procedures are covered
  • Organ Donor medical expenses are covered
  • Domiciliary hospitalization is covered up to the limit specified
  • Maternity cover available as per policy conditions
  • Expenses incurred towards organ harvesting are covered
  • AYUSH treatment is covered up to the Base Sum Insured
  • Tax benefits are available towards the premiums paid under section 80D of the Income Tax Act1961

Value Added Benefits under Niva Bupa Health Insurance Plans

  • For every claim-free yearNo claim bonus which adds up to 20% in sum insuredup to a maximum of 100% of Base Sum Insured
  • Get free health check-up every 1 or 2 years at the time of renewaldepending on the plan chosen.
  • Top up your coverage with the High Deductible option
  • Additional benefits through Health Relationship Program
  • The cost of emergency Ambulance service is covered
  • Access your claims historyhealth informationhealth profileand records of any tests you have taken
  • Other value-added services such as OPD coveremergency medical evacuationinternational treatment & child care benefits are also available
  • Get additional Sum Insured equal to the Base Sum Insuredsubject to the terms specified

List of Niva Bupa Health Insurance Plans

1. Niva Bupa Health Companion Health Insurance Plan

It becomes difficult to analyze how much health insurance coverage is adequate. The health cover which we find adequate today may not suffice the requirement tomorrow due to rising medical costs. Also ... Read more

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} /* active state */ .inputMaterial:focus ~ .highlight { -webkit-animation: inputHighlighter 0.3s ease; -moz-animation: inputHighlighter 0.3s ease; animation: inputHighlighter 0.3s ease; } .label_name.active { background: #fff !important; } /* ANIMATIONS ================ */ @-webkit-keyframes inputHighlighter { from { background: #5264AE; } to { width: 0; background: transparent; } } @-moz-keyframes inputHighlighter { from { background: #5264AE; } to { width: 0; background: transparent; } } @keyframes inputHighlighter { from { background: #5264AE; } to { width: 0; background: transparent; } } .form-error { color: #fc5e66 !important; float: left; font-size: 10px; } #phone-error { color: #fc5e66 !important; float: left; font-size: 10px; } .btn_css { width: 100%; text-align: center } @media only screen and (max-width: 767px) { .dialog { width: 92%; left: 2%; } .group { margin: auto; display: block; width: 277px; } } @media only screen and (max-device-width: 2500px) and (min-device-width: 768px) { #fc_frame.fc-widget-small.h-open-container#fc_frame.h-open-container { height: 430px !important; } } <> @-webkit-keyframes blinker { from { opacity: 1.0; } to { opacity: 0.0; } } .blink { text-decoration: blink; -webkit-animation-name: blinker; -webkit-animation-duration: 0.6s; -webkit-animation-iteration-count: infinite; -webkit-animation-timing-function: ease-in-out; -webkit-animation-direction: alternate; } <> @media only screen and (min-device-width: 320px) and (max-device-width: 480px) { .nav_cont { display: none; } h3 { text-align: left !important; } } @media only screen and (min-device-width: 768px) and (max-device-width: 1024px) { .nav_cont { display: none; } h3 { text-align: left !important; } .mobile-home-page-header-mid img { margin-top: -3px !important; } .nav_cont { line-height: 0px !important; } } @media screen and (min-device-width: 1200px)and (max-device-width: 1600px) { .header-main-website-mobile { display: none; } .cp-menu-text-child-li { padding: 0 5% !important; } } <> .error-list { color: red; } .error-list > ul { padding: 0px } <> .mobile-footer { display: none; } .breadcrumb { margin-top: 15px; } @media all and (max-width: 767px) { .mobile-footer { display: block; } .desktop-footer { display: none; } .cp-homepage-body section { padding: 2% 0 2% 0; width: 100%; } .accordionItem { float: left; border-bottom: 1px solid #6b6b6b; display: block; width: 100%; box-sizing: border-box; font-family: 'Open-sans'Arialsans-serif; } .accordionItemHeading { width: 100%; } h2.accordionItemHeading { margin: 0; font-size: 14px!important; color: #fb6b45; padding: 10px 5px; cursor: pointer; } .close1 .accordionItemContent { height: 0px; transition: height 1s ease-out; -webkit-transform: scaleY(0); -o-transform: scaleY(0); -ms-transform: scaleY(0); transform: scaleY(0); float: left; display: block; } .open .accordionItemContent { padding: 5px; width: 100%; margin: 0px; display: block; box-sizing: border-box; } .open .accordionItemContent ul { margin: 0px; } .open .accordionItemContent ul li { list--type: none; } .open .accordionItemContent ul li > a { color: #fff; padding-left: 15px; font-size: 14px; padding-bottom: 3px; position: relative; display: block; } .open .accordionItemContent ul li > a:before { width: 8px; height: 11px; background: url(/cp/new-design/images/right-arrow-w.png) no-repeat; left: 0; top: 5px; position: absolute; content: ""; } .open .accordionItemHeading { margin: 0px; font-size: 14px; color: #fb6b45; } /*********************/ .accordian-footer { padding-top: 15px; padding-bottom: 15px; background: #262828; } ul.social-media { padding-left: 30px; padding-bottom: 10px; width: 216px; height: auto; margin: auto; } ul.social-media li { list--type: none; } ul.social-media li a { display: block; float: left; width: 38px; height: 38px; border: solid 1px #ececec; position: relative; border-radius: 50%; margin: 0 8px; } ul.social-media li a > img { position: absolute; top: 0; bottom: 0; left: 0; right: 0; margin: auto; } .licensed_by { background: #f7f7f7; padding-top: 10px; padding-bottom: 10px; box-shadow: 0px 3px 6px -3px #ababab; } .licensed_txt { color: #2e3193; width: 175px; margin: auto; } .licensed_txt > span { margin-right: 8px; display: inline-block; float: left; margin-top: 5px; } .talk-expert { padding-top: 15px !important; padding-bottom: 15px; text-align: center; } .talk-expert h4 { font-size: 20px; margin: 0px; color: #fb6c46; } .talk-expert h5 { font-size: 16px; color: #fb6c46; } .subscribe-wrap { width: 100%; height: auto; margin: 5px auto 0; font-size: 16px; color: #0ab08b; text-align: left; } .subscribe-input { width: 100%; } .subscribe-input input[type='email'].subscribe-input input[type='text'].subscribe-input input[type='tel'] { border: 0; width: 67.9%; height: 35px; padding: 0 10px; font-size: 14px; color: #9c9d9f; margin-bottom: 0; } #subscribeForm .help.is-danger { color: #ff3860 !important; font-size: 12px; } .subs-submit { width: 32%; height: 35px; font-size: 16px; text-align: center; border: 0; color: #fff; float: right; background: linear-gradient(141deg#0ab08b 0%#1bb688 51%#48c580 75%); } .footer01 { background: #f7f7f7; } .footer-text { padding-top: 10px; padding-bottom: 10px; font-size: 12px; text-align: center; } .footer02 { background: #213040; color: #f7f7f7; } .copright { background: #121c27; color: #f7f7f7; } .copright span { } /***** 17-1-2018*******/ #subscribe_modal .modal-dialog .modal-content .modal-body { padding: 15px 15px 0px !important; text-align: center; } .mobile-cp-logo > img { width: 113px; height: auto; } #subscribe_modal .modal-dialog .modal-content .modal-footer { text-align: center; } .open .accordionItemHeading { background: url(/cp/new-design/images/f-minus.png) no-repeat; background-position: 98% 17px; } .close1 .accordionItemHeading { background: url(/cp/new-design/images/f-plus.png) no-repeat; background-position: 98% 8px; } } <> footer.page-footer { font-family: sans-serif; } footer.page-footer .social-review { margin-top: 0px; margin-left: 0px; } .container { } .footer-colm hr { margin: 7px 0px !important; } /*.footer-colm { background:red!important;}*/ /* Footer */ .col { padding: 0; } .row .col.l6 { width: 50%; margin-left: 0; } footer.page-footer .footer-copyright { height: auto !important; line-height: 1.2 !important; text-align: center; padding: 0; } footer .toll-free { color: #fb6b45; height: auto; width: 100%; left: 15px; top: 0; position: relative; } footer .toll-free:before { width: 17px; height: 19px; background: url(../cp/logo/toll-free.png); content: ""; position: absolute; top: 2px; left: 0px; } .page-footer { padding-top: 5% !important; } .footer-h5 { width: 33%; float: left; line-height: 3; color: #262828 !important; font-size: 16px; margin: 0 } footer.page-footer p { font-family: sans-serif !important; } footer.page-footer p { line-height: normal !important; } /*.footer-copyright .container .row .col.s12 { width:100%;}*/ footer { width: 100%; float: left; font-family: sans-serif; font-size: 14px; color: #f3f5f5; font-weight: normal; padding: 0; background-color: #262828 !important; margin: 0 !important; } .footer-heading { font-size: 20px !important; text-align: left; margin: 0 } .footer-link { font-size: 16px !important; line-height: 1.8 !important; text-align: left; float: left; padding: 15px 0; margin: 0px; } .footer-link li { list--type: none; font-family: sans-serif; } .footer-link-a { color: #848484 !important; } .footer-link-a:hover { color: #fff !important; transition: all 1s ease 0s !important; } .footer-p { color: #262828 !important; text-align: center; margin: 1% 0; } .social-media-cp { width: 190px; margin: 1.2% 0 0 0; float: left } .social-media-cp a { background: url("../images/social-media-icon.png") no-repeat top center; float: left; width: 100%; height: 42px; } .subscribe-textbox { border-bottom: none !important; font-size: 16px !important; box-shadow: none !important; background-color: #fff !important; padding: 3.7% 5% !important; border-radius: 5px !important; -webkit-border-radius: 5px !important; -moz-border-radius: 5px !important; -o-border-radius: 5px !important; border: solid 1px #0078ca !important; width: 88% !important; color: #0078ca !important; height: 28px !important; box-sizing: content-box; } .subscribe-btn-submit { background-image: -webkit-gradient(linearleft toprightfrom(#5aaae1)to(#2b90d3)) !important; background-image: -webkit-linear-gradient(top#5aaae1#2b90d3) !important; background-image: -moz-linear-gradient(top#5aaae1#2b90d3) !important; background-image: -ms-linear-gradient(top#5aaae1#2b90d3) !important; background-image: -o-linear-gradient(top#5aaae1#2b90d3) !important; background-image: linear-gradient(to bottom#5aaae1#2b90d3) !important; filter: progid:DXImageTransform.Microsoft.gradient(GradientType=0startColorstr=#5aaae1endColorstr=#2b90d3) !important; border-radius: 30px !important; } .subscribe-btn-submit:hover { color: #fff !important; } .getquotes-btn-top { background-image: -webkit-gradient(linearleft toprightfrom(#b3f374)to(#6bc811)) !important; background-image: -webkit-linear-gradient(top#b3f374#6bc811) !important; background-image: -moz-linear-gradient(top#b3f374#6bc811) !important; background-image: -ms-linear-gradient(top#b3f374#6bc811) !important; background-image: -o-linear-gradient(top#b3f374#6bc811) !important; background-image: linear-gradient(to bottom#b3f374#6bc811) !important; filter: progid:DXImageTransform.Microsoft.gradient(GradientType=0startColorstr=#b3f374endColorstr=#6bc811) !important; } .footer-colm { width: 19.67% !important; border-right: solid 1px #000000 !important; border-left: solid 1px #4a4a4a !important; padding: 0 2% !important; height: 195px !important; } .social-nav { padding: 0; list-: none; display: inline-block; margin: 0 } .social-nav li { display: inline-block; border: solid 1px #dbdbdb; } .model-8 .twitter { color: #00aced; } .model-8 .twitter:hover { color: #00aced; } .model-8 .facebook { color: #3b579d; } .model-8 .google-plus { color: #dd4a3a; } .model-8 .linkedin { color: #007bb6; } .model-8 a { background: #FFF; } .social-nav a { display: inline-block; float: left; width: 48px; height: 48px; font-size: 20px; color: #FFF; text-decoration: none; cursor: pointer; text-align: center; line-height: 48px; position: relative; -webkit-transition: 0.5s; -moz-transition: 0.5s; -o-transition: 0.5s; transition: 0.5s; } .fa { display: inline-block; font: normal normal normal 24px FontAwesome; text-rendering: auto; -webkit-font-smoothing: antialiased; -moz-osx-font-smoothing: grayscale; transform: translate(00); cursor: pointer; font-size: 24px; } .fa-twitter::before { content: "\f099"; } .fa-facebook-f::before.fa-facebook::before { content: "\f09a"; } .fa-google-plus::before { content: "\f0d5"; } .fa-linkedin::before { content: "\f0e1"; } .model-8 a:hover { -webkit-box-shadow: 0 48px 0 inset; -moz-box-shadow: 0 48px 0 inset; box-shadow: 0 48px 0 inset; } .model-8 a:hover > .fa { color: #fff; } /* Footer */ .btn { border: none; color: #fff; border-radius: 0 5px 5px 0; display: inline-block; height: 36px; line-height: 36px; outline: 0; padding: 0 1rem; font-weight: 600; vertical-align: middle; box-shadow: none; text-decoration: none; text-align: center; } li.input-field.col.l6 { float: left; } #subscribeemail { margin: 0 0 5px 0; } em#subscribeemail-error { color: red; font-size: 11px; } #new-cp-header .cpmenu > ul li ul.new-sub-menu { display: none; } @media all and (max-width: 1024px) { .footer-h5 { float: none; width: 100%; } } /*@media all and (max-width:768px){*/ @media all and (max-width: 1023px) { footer.page-footer .footer-copyright { margin-top: 70px !important; } .page-footer.desktop-footer > .container + div { display: none !important; } } @media all and (max-width: 799px) { footer.page-footer .footer-copyright { margin-top: 150px !important; } } @media all and (max-width: 7767px) { section.accordian-footer > .container { padding: 0 15px; } }