WE ARE FINECO
Let’s talk about innovationtransparency and sustainability.
Let's talk about us.
The history
“Even todaywatching a video about Fineco’s historyI still get emotional. Because I’m proud of the path that we’ve takenat times with significant obstacles to overcome. From the start I believed that this bank could grow and become great. Todayit’s one of the most important FinTechs in Europelisted on the FTSE MIBamong the top advisory networks and the number one online broker in Europe.
We were among the first to glimpse a major disruption on the digital horizon. And we have made this the focus of our journeylaunching our online brokeragecombining it with banking modelled on the real day-to-day needs of customersand finally completing the business model with a network of financial advisors that is among the most important in Italywhich has allowed us to quickly establish ourselves at the top of the consulting and private banking sector. We also looked beyond our bordersexporting our model abroadand there are still many avenues waiting to be explored. Fineco continues to evolve together with the changing worldpromoting sustainable growth for the benefit of all our stakeholders. This is the path we have charted since the bank's inception and that we will continue to follow. Drawing on our past experiencebut looking forward to a future that is still full of great opportunities”.
Alessandro FotiChief Executive Officer and General Manager FinecoBank
About us
FinecoBank is one of the most important FinTech banks in Europe. Listed on the FTSE MIBFineco offers a unique business model in Europecombining the best platforms with an extensive network of financial advisors. It offers bankingcredittrading and investment services from a single account through transactional and advisory platforms developed with proprietary technologies.
Our pillars
EFFICIENCY
Fintech DNA: strong focus on IT & Operationsmore flexibilitylower costs.
INNOVATION
Quality offer for happy and satisfied clients.
TRANSPARENCY
Fairnessrespect for all our Stakeholders and zero performance fees.
Fineco's key figures
Dati al 31 Dicembre 2025
160,6 mld €
Total Financial Assets
1.8 mln
Clients
81,4 mld €
Assets in Private banking
13,4 mld €
Net sales
Source: CS - Risultati FY25
647,0 mln €
Net profit adjusted1
23,3%
CET1
418%
NSFR - Net Stable Funding Ratio
958%
LCR - Liquidity Coverage Ratio
1.529
Employees
445
Fineco Center
3.076
Personal Financial Advisors
96%
Customer satisfaction2
1 Net profit adjusted for non-recurring items
2 Source: KANTAR Italia November 2025
Source: CS - Risultati FY25
A pioneering business model
“Fineco has a highly diversified and well-balanced business model that combines the best technology platform with a vast network of financial advisors. A model thatprecisely for this reasonwe have called ‘cyborg advisory’ to represent a bank with a very significant presence both in the construction and management of algorithms and quantitative metrics behind portfolio constructionand in the relationship with the clientthrough the human presence of the financial advisors.
The future will increasingly demand a combination of a powerful technological base that facilitates portfolio management combined with the interpersonal skills of a financial advisor prepared to interact with clients. In my opinion this will be the evolution of the entire asset management industry”.
Paolo Di GraziaDeputy General Manager and Head of Global Business FinecoBank