Use our innovative tools and services to find the best options and strategies to help keep the money you've saved working for you.
Save enough today to enjoy a comfortable future
We’ve created an easiermore intuitive retirement planning experience to help you prepare for tomorrow — while still enjoying today. The goal is to help people just like you make better decisions — and achieve better outcomes.
- An experience centered around your own personalized projection of retirement income
- The ability to see the impact any changes you may make would have on your retirement income
- The ability to see communications and education when you want — where you want
Planning for your future
Additional financial offerings
Explore a more holistic approach that helps you to and through retirement and includes rollover and roll-in servicesannuitiesand IRA options.
Empower Investment Account
An Empower Investment Account allows you to continue investing if you’ve reached the contribution limits in your retirement accounts or if you have other financial goals you’d like to work toward.
1 As of March 312018. Information refers to all retirement businesses of Great-West Life & Annuity lnsurance Company and its subsidiaries and affiliatesincluding Great-West Life & Annuity Insurance Company of New Yorkmarketed under the Empower Retirement brand.
2 Ranking based on total defined contribution plan participant accounts as of December 312016. Source: PLANSPONSOR magazine2017 Recordkeeping SurveyJune 2017.
3 Contributionsany earnings and withdrawals are federal income tax-free if used to pay for qualified medical expenses. State income taxes may still apply. HSA funds used for nonqualified medical expenses may be subject to applicable federal and state income taxes and/or penalties.
Investments are not FDIC insuredare not guaranteed by Optum Bank® and may lose value.
Educationalcommunication and operational services regarding Empower HSA may be provided by registered representatives of GWFS. By electing Empower HSAplan participants are contracting directly with Optum and its affiliates for this service. GWL&Aor its subsidiaries or affiliatesis not affiliated with Optum and is not responsible for their services.
Health savings accounts (HSAs) are individual accounts offered or administered by Optum Bank®Member FDICand are subject to eligibility and restrictionsincluding but not limited to restrictions on distributions for qualified medical expenses set forth in section 213(d) of the Internal Revenue Code. State taxes may apply. Fees may reduce earnings on account. This communication is not intended as legal or tax advice. Please contact a competent legal or tax professional for personal advice on eligibilitytax treatment and restrictions. Federal and state laws and regulations are subject to change.
All Optum trademarks and logos are owned by Optum®. All other brand or product names are trademarks or registered marks of their respective owners. Because we are continually improving our products and servicesOptum reserves the right to change specifications without prior notice. Optum is an equal opportunity employer.