AARP Hearing Center
My Social Security is an online service provided by the Social Security Administration (SSA) that allows you to review your earnings historycheck current or future benefitsand access many other Social Security services. You must be at least 18 years old and have a Social Security number and a valid email address to create an account.
To open a My Social Security account:
- Go to the My Social Security sign-up page and click on “Create an Account.”
- Click the “Create an account with Login.gov” link. Login.gov is a secure government portal that lets you use one set of credentials to access multiple participating federal agencies.
- On the next screenclick on “Create an account" and enter an email address and language preference. You'll get an email from Login.gov with a link to confirm your email. At this stage you'll be prompted to create a strong password with at least 12 characters.
- Choose how you want the SSA to verify it’s you when you use the account. This could be the familiar two-factor authenticationwhere you receive a security code by text or phone callbut there are other options. If you select two-factor authenticationyou’ll be prompted to enter your phone number to get and submit an activation code.
- After you submit the codeyou’ll be asked to enter some personal information the SSA can use to confirm your identityand to read and accept the account terms of service.
You’re now ready to use your My Social Security account! Each time you subsequently log inyou’ll need to go through the authorization process you previously selected (such as getting a code by text) and agree to the account terms of service.
Get your Social Security statement online
Establishing a My Social Security account online is useful even if you’re not yet collecting retirement benefits. When you log in you’ll see your Social Security statementwhich lists your annual earnings history and estimates your monthly benefit if you claim it at age 62your full retirement age or age 70.
