21.99% if you reside in Quebec.

To qualify for this offeryou must apply for the WestJet RBC World Elite Mastercard between March 15 and July 312024 (“Offer Period”) and be approved by Royal Bank of Canada. Once approved for the WestJet RBC World Elite Mastercardplease allow 4-6 weeks after the first purchase transaction date for the welcome bonus of 250 WestJet dollars (“Welcome WestJet dollars”) to appear in your WestJet Rewards accountaccessible at www.westjet.com/account (opens to external site). To be eligible for the additional 200 WestJet dollars (“Additional WestJet dollars”) you must have applied for the WestJet RBC World Elite Mastercard during the Offer Period and have been approved by Royal Bank of Canada. The Additional WestJet dollars will be awarded to you if a total of $5,000 or more in qualifying net purchases and pre-authorized bill payment transactions (“Qualifying Transactions”) are posted to your WestJet RBC World Elite Mastercard account within the first 3 months of your account open dateprovided your account is open and in good standing at the time you reach $5,000 in Qualifying Transactions. Please allow 4-6 weeks after this requirement is fulfilled for the Additional WestJet dollars to be awarded to your WestJet Rewards account. Qualifying Transactions exclude cash advances (including balance transferscash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant)interest charges and feesand any credits for returns or adjustments posted to your WestJet RBC World Elite Mastercard account within the first 3 months from your account opening date will reduce the amount of your Qualifying Transactions. The Welcome WestJet dollarsand Additional WestJet dollars are not available to existing or former WestJet RBC World Elite Mastercard primary cardholders applying for or transferring to a WestJet RBC World Elite Mastercard. The Additional WestJet dollars do not apply to product changes from another RBC credit card to the WestJet RBC World Elite Mastercard. Additional cardholders are not eligible for this offer. This offer may not be combined or used in conjunction with any other offerexcept as otherwise set out. Royal Bank of Canada and WestJet reserve the right to modifycancel or withdraw this offer at any time. This offer may be revoked at any time if we suspect you may be manipulating or abusing itor engaging in any suspicious or fraudulent activityas determined by Royal Bank of Canada in its sole discretion.

Once approved for the WestJet RBC World Elite Mastercardplease allow 4-6 weeks after the first purchase transaction date for the welcome round-trip companion voucher (the “World Elite Companion Voucher”) to appear on your WestJet Rewards accountaccessible at westjet.com/account. The World Elite Companion Voucher is offered to new WestJet RBC World Elite Mastercard cardholders onlyand annually thereafter 4-6 weeks after the annual fee is charged. Primary cardholder may use the World Elite Companion Voucher only once for one of these options of: A) round-trip flight for travel in Canada and the continental U.S. for $119 CAD; or B) round-trip flight to/from the rest of the WestJet network for $399 CAD. Applicable taxesfeescharges and other ATC (Air Transportation Charges) on the World Elite Companion Voucher must be paid at time of booking. Additional fees may apply for bookings made via the Contact Centre.

World Elite Companion Voucher may only be used: A) for all published and eligible BasicEconoEconoFlexPremiumand PremiumFlex fares wholly marketed and operated by WestJet; B) if the companion is travelling with you on the same itinerary; and C) for new bookings made through westjet.com or WestJet’s Contact Centre. World Elite Companion Voucher cannot be: A) used for BusinessBusinessFlex or Member Exclusive fares; B) applied to existing reservations; nor C) used for group bookings or WestJet Vacations bookings. Other terms and conditions apply. Visit westjet.com/companion-voucher for complete details. The welcome (first) World Elite Companion Voucher is not available to existing or former WestJet RBC World Elite Mastercard primary cardholders applying for or transferring to a WestJet RBC World Elite Mastercard. Additional cardholders (co-applicant and authorized user(s)) are also not eligible for the World Elite Companion Voucher offer. This offer may not be combined or used in conjunction with any other offer. Terms and conditions of the World Elite Companion Voucher are established by WestJetnot Royal Bank of Canadaand WestJet reserves the right to change or withdraw this offer at any time. For complete detailsvisit westjet.com/companion-voucher

Valid for primary cardholders of the WestJet RBC World Elite MasterCard and up to eight (8) additional guests travelling on the same reservation; not valid for companions when travelling on a group booking (10+ guests on the same reservation). Eligible member’s 9-digit WestJet Rewards ID must be on the reservation at the time of check-in. Valid on itineraries marketed and wholly operated by WestJet; not valid when travelling with WestJet’s code-share or interline partners. Size and weight of baggage must comply with WestJet’s standard checked baggage allowance. Any piece of baggage exceeding the size or weight allowance is subject to all applicable oversized weight and size restrictions and fees.

More details are available at www.westjet.com/fees. This offer may only be used as described and has no monetary or other exchange value.

World Elite benefit “Status Lift”: WestJet RBC World Elite Mastercard primary cardholders have access to an annual benefit to help them get closer to SilverGold or Platinum status each year, “Status Lift”. With Status Liftyou can earn $500 in tier qualifying spend which applies towards achieving the next WestJet Rewards tier for every $15,000 CAD in Eligible Purchases on your WestJet RBC World Elite Mastercard (up to a maximum of $1,500 in tier qualifying spend in a qualifying year). WestJet’s qualifying year is January 1 to December 31 of each calendar year. “Eligible Purchases” means net purchase transactions (including transactions on additional cards) that appear on your WestJet RBC World Elite Mastercard monthly statements prepared between January 1 and December 31 of each yearexplained in further detail below. It is not based on the actual purchase or transaction date.

For exampleTeal members earning the maximum of $1,500 in tier qualifying spend on Eligible Purchases with Status Lift would be halfway to achieving the $3,000 in tier qualifying spend to achieve Silver status. Similarlymembers with existing Silver, Gold or Platinum status can use the $1,500 Status Lift towards requalifying for their current tieror moving up to the next tieras applicable.

Eligible Purchases

Eligible Purchases for Status Lift are purchases for goods and services minus returns and other credits; credits for returns and adjustments will reduce or cancel Status Lift earned. Eligible purchases do not include feesinterest chargesor cash advances (including balance transferscash-like transactions and certain bill payments).

Tier Qualifying Spend

Tier qualifying spend derived from Status Lift is earned through Eligible Purchases on the WestJet World Elite Mastercard and will be included in the calculation for determining the tier and resulting status of the primary cardholder onlysubject to these benefit conditions.

To determine your spend for Status LiftWestJet will divide the WestJet dollars reported on your WestJet RBC World Elite monthly statement by the standard WestJet dollar earn rate of 1.5%. Any bonus or additional WestJet dollars you may earn will not count towards Status Lift. The date on which your monthly statement is prepared and the WestJet dollars earned as determined by Royal Bank of Canada and reported on your statement will determine the qualifying year that the Eligible Purchases and any resulting Status Lift will be applied toregardless of when the WestJet dollars are deposited to your WestJet Rewards account. For exampleif your monthly statement is prepared on December 27, your Eligible Purchases will count towards Status Lift for the current qualifying yeareven if the WestJet dollars are deposited to your account in the following year.

Status Lift

Status Lifts are awarded based on your credit card monthly statement date (that isthe date your statement is prepared)not the purchase or transaction date for individual purchase transactions. For greater clarityEligible Purchases made prior to the end of the qualifying year will not be eligible for Status Lift for that qualifying year if they do not appear on a monthly statement prepared prior to December 31. For exampleif your credit card statement is prepared on the 27th day of each month and you make a purchase on December 28the transaction will be included on your January statement and will not be an Eligible Purchase for the current qualifying year.

Status Lift of $500 CAD will be awarded up to three times during the qualifying year when your Eligible Purchases total 1) $15,000, 2) $30,000 and 3) $45,000. Each Status Lift will be awarded approximately 10 business days after the credit card statement date in which the spend threshold is achieved.

To receive Status Liftyour credit card account must be open and in good standing at the time of the benefit award. If you cancel your WestJet RBC World Elite Mastercard credit card before the end of a qualifying yearWestJet reserves the right to remove any Status Lift or tier adjustments you may have received through this benefit. Status Lift amounts earned through this benefit are not counted towards the awarding of Milestone awards within the WestJet Rewards program.

The Status Lift amount and tier qualifying spend earned on WestJet flight or vacation packages will be combined to calculate total tier qualifying spend which counts towards the achievement of your immediate next tier. Your tier qualifying spend will reset at the start of each qualifying year (January 1st).

The end of the qualifying year is December 31without regard to the time of the year that the WestJet RBC World Elite Mastercard credit card account is opened. This means that in the cardholder’s first yearthe eligibility period for the Status Lift benefit may be less than twelve months.

This benefit has no monetary or other exchange value and cannot be sold or transferred.

WestJet and RBC reserve the right to change or withdraw the benefit at any time.

WestJetnot Royal Bank of Canadais solely responsible for the WestJet Rewards Programthe terms of the WestJet Rewards Program including earningredemption and administration of WestJet dollars and any program changes.

WestJet dollars directly earned from purchase transactions with WestJet or its partnersincluding by obtaining or using a WestJet RBC credit cardare defined as base rewards and do not expire due to the passage of time. WestJet dollars awarded through offers, compensationor limited-time promotional offers are bonus rewards and may expire according to terms or conditions of the individual offer or initiative.

You will earn 1.5% back in WestJet dollars on your everyday purchases and 2.0% back in WestJet dollars when you purchase WestJet flights or WestJet Vacations packages. The additional 0.5% back in WestJet dollars is calculated separately and is in addition to the WestJet dollars you earn on everyday purchases; however it may not be accrued under certain circumstances. In order to receive the additional 0.5% in WestJet dollarsWestJet or WestJet Vacations must appear as the merchant on your credit card statement. WestJet dollars are earned on net purchases only; they are not earned on cash advances (including balance transferscash-like transactions and certain bill payments)interest charges or feesand credits for returns and adjustments will reduce or cancel the WestJet dollars earned by the amounts originally charged.

Terms and conditions for exchanging a World Elite companion voucher: Applicable to WestJet RBC World Elite Mastercard primary cardholders with a valid Annual World Elite round-trip companion voucher(opens to external site) (“World Elite companion voucher”)deposited into your account 4 – 6 weeks after your first purchase transaction date and 30 days after your credit card renewal date each year thereafter. All requests to exchange a World Elite companion voucher for Lounge vouchers must be submitted at westjet.com/lounge-exchange(opens to external site). All requests to exchange a World Elite companion voucher must be submitted a minimum of 4 days prior to the cardholder’s planned date of travel and prior to the expiry of the companion voucher. Cardholders will be able to view the lounge vouchers and their expiry date(s) within the Vouchers(opens to external site) section of their account. These vouchers will be identified as: Lounge Access – RBC. Lounge vouchers will have the same expiry date as the World Elite companion voucher used for the exchange. Lounge vouchers must be redeemed prior to the expiry date. If you have multiple World Elite companion vouchersthe first to expire will be the first one exchanged. Sign in to see available vouchers(opens to external site) at westjet.com. There is no limit on the number of World Elite lounge vouchers that may be exchanged. If a lounge voucher expires after a cardholder has exchanged a World Elite companion voucher but before the lounge voucher has been redeemedthe lounge voucher(s) will not be valid. Once a cardholder has requested an exchange of a World Elite companion voucher for (4) lounge vouchersthe request will be considered final and cannot be cancelled or reversed. This offer may not be combined or used in conjunction with any other offer. Royal Bank of Canada and WestJet reserve the right to withdraw this offer at any timeeven after acceptance by you. Terms and conditions of the lounge voucher are established by WestJet and WestJet reserves the right to change or withdraw this offer at any time. WestJetnot Royal Bank of Canadais solely responsible for the WestJet Rewards Program and the terms of the WestJet Rewards Program. Terms and conditions for using a lounge voucher(opens to external site): Lounge access - RBC vouchers may be used by the WestJet RBC World Elite Mastercard primary cardholder and their accompanied guests. Guests/companions may only use lounge vouchers when accompanied by the primary cardholder and taking a same-day WestJet flight from the same airport. If the primary cardholder already has access to WestJet partner lounges through Platinum, Gold or Silver statusLounge access - RBC vouchers may be used for additional guests/companions accompanying them. Lounge vouchers and expiry dates will be available when you sign in to your account(opens to external site) at westjet.com. Lounge vouchers are valid at WestJet partner airport lounges onlyup to three hours before flight departure. Visit westjet.com/lounges(opens to external site) for a current list of lounges. A valid boarding pass displaying the primary cardholder’s WestJet Rewards ID and a WestJet flight number for a departing flight must be presented at time of lounge entry: a printed voucher is not required for redemption. Lounge vouchers are valid when travelling on WestJet-marketed flights only (identified by a WS carrier code preceding the flight number); not valid when travelling on partner-marketed itineraries. Cardholders will be able to view the lounge vouchers and their expiry date(s) within the Vouchers(opens to external site) section of their account. These vouchers will be identified as: Lounge Access – RBC. Unused World Elite companion vouchers and lounge vouchers will automatically be cancelled on the date your WestJet RBC World Elite Mastercard account is closed. Voucher may only be used as describedhas no monetary or other exchange value and is non-transferable. Terms and conditions of this benefit are subject to the WestJet Rewards Program Terms and Conditions(opens to external site) at the time of redemption. WestJet is solely responsible for the terms of the WestJet Rewards Program.

WestJet dollars can be used towards payment of the base fare of an eligible flight or vacation packageavailable on www.westjet.com(opens to external site) or through WestJet’s contact centre. WestJet dollars cannot be applied against taxesfees or charges and can only be used for new bookings. Minimum redemption rules apply when purchasing EconomyPremium or Business fares; the entire base fare must be paid with WestJet dollars when purchasing a Member Exclusive fare. A minimum redemption amount of 50 WestJet dollars per booking applies for WestJet Vacations package bookings. Other restrictions may apply and are subject to change at any time. All terms, conditions and restrictions applicable to WestJet Rewards are established by WestJet and shall apply to all bookingstravel arrangements and other services offered or provided by WestJet. WestJetnot Royal Bank of Canadais responsible for WestJet Rewards.

Within the Economy cabinMember Exclusive Economy is discounted off Econo fare bundle. Within the Premium cabinMember Exclusive Premium is discounted off Premium fare bundle. Within the Business cabinMember Exclusive Business is discounted off Business fare bundle. Member Exclusive fares are not discounted off the following fare bundles: BasicEconoFlexPremiumFlex and BusinessFlex.

Available in-flight on aircraft where WestJet Connect is available. Terms and conditions apply. Boingo services provided by Boingo WirelessInc. See https://redeem.boingo.com/mcsi/(opens to external site) for full details.

To participate in this offeryou must link your WestJet RBC World Elite Mastercard (“RBC Card”) to a Petro-Points Account. You must be enrolled in RBC Online Banking or RBC Mobile app in order to link your RBC Card to your Petro-Points card. Card linking may take up to 2 business days to process before savings and bonus points can be applied to purchases. Your linked RBC Card acts as your Petro-Points card. You will automatically earn Petro-Points when you pay for qualifying purchases with your linked RBC Card at Petro-Canada locations and you do not need to swipe your Petro-Points card before you pay. You can redeem your Petro-Points at Petro-Canada using your linked RBC Card. Each time you use your linked RBC Card to purchase any grade of gasolineor dieselat a Petro-Canada locationyou will save three cents ($0.03) per litre at the time of the transaction.

Each time you use your linked Eligible RBC Card to pay for qualifying purchases at a Retail Petro-Canada Locationyou will earn a bonus of twenty percent (20%) more Petro-Points than you normally earnin accordance with the Petro-Points Terms and Conditions(opens to external site).

To participate in this offeryou must have an eligible RBC Debit CardPersonal Credit Card or Business Credit Card which is issued by Royal Bank of Canada (excluding RBC commercial credit cards) (“RBC Card”). RBC Business Owners will only be able to link up to two (2) Business Credit Cards and one RBC Debit Card to a Be Well Card.

Eligible RBC Debit Cards are debit cards tied to a personal banking or savings account or a business banking or savings account in good standing that is set up to pay for goods and services at a store or merchant that has point of sale or other designated debit card terminals that accept debit card payments.

You must be enrolled in RBC Online Banking or the RBC Mobile app in order to link your RBC Card to your Be Well Card. Card linking may take up to 2 business days to process before Be Well points can be applied to purchases. Each time you scan your Be Well Card and pay with your Linked RBC Cardyou will earn 50 Be Well points for every $1 spent on eligible purchases at Rexall Locationsin accordance with the Be Well Terms and Conditions available at https://www.letsbewell.ca/terms-conditions(opens to external site).

Be Well points are not awarded on taxes; tobacco products; products containing codeine; lottery tickets; alcohol; bottle deposits; gift cards; prepaid cards and wireless or long distance phone cards; event tickets; transit tickets and passes; post office transactions; stamps; passport photos; cash back; gifts with purchases; delivery charges; environmental levies; Home Health Care services/rentals and any other products or services that we may specify from time to time or where prohibited by law.

To "redeem" means to use your Be Well points to payor partially payfor eligible purchases by using your Be Well card at the point of sale in participating Rexall stores following the instructions provided by the cashierthe point-of-sale terminal or other payment processing device. You can redeem the Be Well points you collect for eligible purchasessee Section 5 of the Be Well Terms and Conditions (available at https://www.letsbewell.ca/terms-conditions(opens to external site))or for any other purposes of which we may advise you from time to time.

You must have enrolled in the Be Well program and have registered your Be Well cardor otherwise have called customer servicein order to redeem Be Well points. Any Be Well points collected on a Be Well card will remain the property of the Be Well Administrator until the enrolment and registration process has been completed.

You must redeem a minimum of 25,000 Be Well points at any one timewhich are worth $10. Be Well points may be redeemed in increments of $10 up to a maximum of $200 (500,000 Be Well points) in a single transaction. A maximum of 500,000 Be Well points can be redeemed within a 24-hour period.

In Ontario and British ColumbiaBe Well points cannot be redeemed on prescriptions. The laws in each province and territory may change from time to time and you are advised to consult with your pharmacist for additional information in this respect.

Be Well points you collect upon making a purchase cannot be redeemed for that purchase and can only be redeemed for a subsequent eligible purchase provided 12 hours have passed since the Be Well points were collected.

To receive a complimentary DashPass subscription for 12 months and pay $0 delivery fees on orders of $15 or more at eligible restaurants when you pay with your Eligible RBC Credit Cardyou must subscribe to DashPass by adding an Eligible RBC Credit Cardaccept the DoorDash terms and conditionsand activate your benefit by clicking “Activate Free DashPass” before July 312024 (“Offer Period”). If you are an existing DashPass subscriber and have already added an Eligible RBC Credit Card to your account you must activate your benefit by clicking “Activate Free DashPass” during the Offer Period. If you have been charged for DashPass you will receive a refund to the method of original paymentin the amount of the monthly subscription fee for the month you activate your complimentary subscription. For all clientsby clicking on “Activate Free DashPass” you agree to the DoorDash terms and conditions which can be found at https://help.doordash.com/consumers/s/terms-and-conditions.

Eligible RBC Credit cardholders include primary cardholdersco-applicantsauthorized usersprimary business cardholders and secondary business cardholders on an Eligible RBC Credit Card account.

The DashPass monthly subscription fee will be waived (“Complimentary DashPass Subscription”) and you will receive either a 3 month or 12 month Complimentary DashPass Subscription based on the Eligible RBC Credit Card you use to subscribe to DashPass.

DashPass subscriptions purchased through third partiesincluding third-party payment accountsor online or mobile digital wallets (like Apply Pay and Google Pay) are not eligible for the Complimentary DashPass Subscription.

Eligible RBC Credit Cards: Your Eligible RBC Credit Card may only be used with one DoorDash account to receive a Complimentary DashPass Subscription. Once you have received a Complimentary DashPass Subscription you cannot use the same eligible RBC Credit Card to obtain a Complimentary DashPass Subscription with another DoorDash account.

You are only eligible for one 12 month Complimentary DashPass Subscription and one 3 month Complimentary DashPass Subscription during the Offer Period. The Complimentary DashPass Subscription commences on the date you subscribe to receive the Complimentary DashPass Subscription. For exampleif you subscribe to a 12 month Complimentary DashPass Subscription in on the last day of your second month of a 3 month Complimentary DashPass Subscription you will receive a total of 14 months of Complimentary DashPass Subscription. In order to validate your credit card as an Eligible RBC Credit CardRoyal Bank may need to administer a $0.50 charge to validate your card enrollment. This charge will be reversed in 3 to 5 days once your account has been validated.

12 Month Complimentary DashPass Subscription is available for the following Eligible RBC Credit Cards:

As an RBC Avion Visa PlatinumRBC Avion Visa Infinite RBC Avion Visa Infinite PrivilegeRBC Avion Visa Infinite Privilege for Private BankingWestJet RBC World Elite MastercardRBC Rewards Visa PreferredRBC Cash Back Preferred World Elite MastercardRBC Cathay Pacific Visa PlatinumRBC British Airways Visa InfiniteRBC Avion Visa BusinessRBC Avion Visa Infinite Business cardholder.

You are eligible for a Complimentary DashPass Subscription for 12 months from the date you subscribe to receive the Complimentary DashPass Subscription. You will be auto-enrolled into full-price membership at the then-current rate after the end of the 12 month Complimentary DashPass Subscription. Your RBC credit card account must be open and not in default to maintain the benefits of DashPass.

3 Month Complimentary DashPass Subscription is available for the following Eligible RBC Credit Cards:

As an RBC Rewards+ VisaSignature RBC Rewards VisaRBC Visa PlatinumRBC Visa Cash BackRBC Cash Back MastercardRBC Visa Classic Low Rate OptionRBC Visa ClassicRBC Student Visa ClassicRBC Visa Classic II StudentRBC Visa GoldRBC U.S. Dollar Visa GoldRBC Rewards Visa GoldRBC RateAdvantage VisaWestJet RBC MastercardRBC Visa BusinessRBC Visa Business GoldRBC Visa CreditLine for Small Businessor RBC Business Cash Back Mastercard.

You are eligible for a Complimentary DashPass Subscription for 3 months from the date you subscribed to the Complimentary DashPass Subscription. You will be auto-enrolled into full-price membership at the then-current rate after the end of the 3 month Complimentary DashPass Subscription. Your RBC credit card account must be open and not in default to maintain the benefits of DashPass.

DoorDash not Royal Bank of Canadais responsible for (i) services and products provided through DoorDash; (ii) DashPassincluding the DashPass Benefitsthe administration of DashPass and (iii) the DoorDash terms and conditions. The Complimentary DashPass Subscription offer may be amended or withdrawn at any time. To learn more about DashPassvisit www.doordash.com/dashpass. For full DashPass for RBC Program Terms and Conditionsvisit rbcroyalbank.com/credit-cards/documentation/pdf/full-doordash-tcs-en.pdf.

DashPass is a DoorDash subscription service that offers unlimited deliveries for $0 delivery fee on eligible restaurant purchases (minimum order amount of $15.00 CAD before taxes and fees) at a monthly subscription fee of $9.99 CAD plus tax. To learn more about DashPass visit www.doordash.com/dashpass

Under 65 years of age15 days of coverage. For age 65 and over3 days of coverage. Coverage underwritten by RBC Insurance Company of Canada.

Please refer to the insurance certificate for complete details. Trip Interruption Insurance is subject to a maximum limit of $5,000 for each Covered Personper tripfor a total maximum of $25,000 when the covered reason occurs during your trip. This coverage provides reimbursement for the non-refundable unused portion of your prepaid travel arrangements purchased with your WestJet RBC World Elite Mastercard and/or WestJet dollarsdue to a covered riskincluding the extra costs of economy class transportation to your departure point. Coverage underwritten by RBC Insurance Company of Canada.

Coverage underwritten by RBC Insurance Company of Canada.

Mastercard Travel Rewards is provided by Mastercard as a benefit to cardholders of eligible World Elite Mastercard credit cards. Mastercardnot Royal Bank of Canadais responsible for this benefit. Offers are available for a limited time and subject to partner terms and conditionsdetailed at (opens to external site)https://mtr.mastercardservices.com/en. Offer eligibility requires spend in local currency and minimum spend requirements apply. Offers may be subject to change without notice.

Mastercard Travel Passprovided by DragonPassis being provided as a benefit to cardholders with eligible and valid WestJet RBC World Elite Mastercard cards. Each eligible World Elite Mastercard cardholder is entitled to a complimentary membership to DragonPass Airport Lounges Program (as long as they remain a World Elite Mastercard cardholder). Access to participating DragonPass Airport Lounges is at the cost of US$32 per person (subject to change), per visitand lounge access charges will be billed to the World Elite Mastercard card connected to the cardholder’s DragonPass membership. DragonPass benefits do not apply to all lounges, including (as of May 302022) the Calgary WestJet Elevation lounge. To view a full list of participating DragonPass Airport Loungestheir facilitiesopening times and restrictions, cardholders can visit airport.mastercard.com. By using this benefityou agree to all of DragonPass terms and conditionsincluding privacy and security policies available at https://mastercardtravelpass.dragonpass.com/. These policies may be amended or updated at any time and without notice. RBC reserves the right to modify or cancel this benefit at any time and without notice. Mastercard Travel Pass, DragonPass Airport Lounges and associated services are provided by DragonPassnot Royal Bank of Canada (“RBC”)and RBC is not responsible for any claims or damages arising from the use of the Mastercard Travel Pass or the DragonPass Airport Lounges services. Mastercard reserves the right to cancelmodify or withdraw this benefit at any timeeven after you have enrolled in Mastercard Travel Pass.

Mastercard On-Demand Apps and Subscription Services is provided by Mastercard as a benefit to cardholders of eligible World Elite Mastercard credit cards. Mastercardnot Royal Bank of Canadais responsible for this benefit. Offers are subject to terms and conditions and may be subject to change without noticedetailed on at www.mastercard.ca/worldelite(opens to external site)

Coverage underwritten by Aviva General Insurance Company.