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About Christian Healthcare Ministries
CHM is about more than just financial support. Members and staff pray with you and serve you—as Christians supporting Christians. CHM members have helped encourage believers and share eligible medical bills since 1981.
When you get a monthly billing statementyou’ll also get a prayer request from another member (or family). You can pray for them or send cards of encouragement through CHM's spiritual support programPrayers Unceasing.
Christian Healthcare Ministries is a biblical alternative to health insurance. CHM is the nation’s first health cost sharing ministry and they’re still sharing medical bills over 40 years later. Plusthey’re an eligible option under the healthcare law (so yep—they’re legal).
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What Are the Perks of CHM?
Refer-a-Friend
Earn Refer-a-Friend credits for each membership you refer. You could earn an entire year of free membership and reduce your out-of-pocket costs!
Group Health Programs
CHM is an ACA-qualified group health cost solution for nonprofits.
Use It Anywhere
It works in any U.S. state and for traveling or serving internationally.
Prescription Savings
CHM resources help you find the best deals and discounts.
CHM Give
CHM provides sharing support for people with maintained preexisting conditions.
SeniorShare™
Many members (65 and older) use CHM as a complement to Medicare.
Maternity Included
CHM offers maternity sharing for mothers on each program.
Preexisting Conditions
No one is dropped or denied because of medical conditions.
Same as Using Self Pay
Bill discounts help keep membership costs lower for everyone.
Same Costs for Everyone
Costs aren’t changed based on medical conditions or history.
No Extra Fees
No application fee or annual membership fees are required.
Choose Your Doctors
With CHMyou’re not stuck to a network of physicians.
Virtual Care Perks
Members have access to both primary care and urgent care appointments.
Heartfelt Radio and Magazine
Helpful resources and inspiring stories are available for free year-round.
Legal Option
CHM is a federally certified exemption to the national healthcare law.
Better Business Bureau
CHM is a Better Business Bureau Accredited Charity.
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