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About Christian Healthcare Ministries

CHM is about more than just financial support. Members and staff pray with you and serve you—as Christians supporting Christians. CHM members have helped encourage believers and share eligible medical bills since 1981.

When you get a monthly billing statementyou’ll also get a prayer request from another member (or family). You can pray for them or send cards of encouragement through CHM's spiritual support programPrayers Unceasing.

Christian Healthcare Ministries is a biblical alternative to health insurance. CHM is the nation’s first health cost sharing ministry and they’re still sharing medical bills over 40 years later. Plusthey’re an eligible option under the healthcare law (so yep—they’re legal).

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What Are the Perks of CHM?

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Refer-a-Friend

Earn Refer-a-Friend credits for each membership you refer. You could earn an entire year of free membership and reduce your out-of-pocket costs!

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Group Health Programs

CHM is an ACA-qualified group health cost solution for nonprofits.

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Use It Anywhere

It works in any U.S. state and for traveling or serving internationally. 

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Prescription Savings

CHM resources help you find the best deals and discounts.

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CHM Give

CHM provides sharing support for people with maintained preexisting conditions.

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SeniorShare™

Many members (65 and older) use CHM as a complement to Medicare.

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Maternity Included

CHM offers maternity sharing for mothers on each program.

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Preexisting Conditions

No one is dropped or denied because of medical conditions.

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Same as Using Self Pay

Bill discounts help keep membership costs lower for everyone.

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Same Costs for Everyone

Costs aren’t changed based on medical conditions or history.

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No Extra Fees

No application fee or annual membership fees are required.

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Choose Your Doctors

With CHMyou’re not stuck to a network of physicians.

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Virtual Care Perks

Members have access to both primary care and urgent care appointments.

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Heartfelt Radio and Magazine

Helpful resources and inspiring stories are available for free year-round.

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Legal Option

CHM is a federally certified exemption to the national healthcare law.

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Better Business Bureau

CHM is a Better Business Bureau Accredited Charity.

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img{border-radius:50%}.rs-Card-authorName{font-size:.875rem;font-weight:600;margin-left:1rem;text-transform:uppercase}.rs-Card-episodeLink{color:inherit;text-decoration:none}.rs-Card-episodeTitle:hover{color:#0073b9;cursor:pointer}.rs-Card-episodeLink:hover{color:#0073b9}.rs-Card-releaseDate{color:#69757a;font-size:.875rem;margin-bottom:1rem;text-transform:uppercase}.rs-ProductGroup.justifyContent{display:flex;flex-wrap:wrap;gap:1.5rem;margin-bottom:1.5rem}.rs-ProductGroup.horizontalAlignLeft{justify-content:flex-start}.rs-ProductGroup.horizontalAlignCenter{justify-content:center}.rs-Card-productName{color:#1f2426;text-decoration:none}.rs-Card-productName:hover{color:#495257}.rs-Card-starRating{max-height:3rem}@media(min-width:112.5em){.rs-Card-productDisplay.rs-ProductGroup-wall-only--one{flex:0 1 100%}.rs-Card-productDisplay.rs-ProductGroup-wall-only--two{flex:0 1 calc(50% - 1.25rem)}.rs-Card-productDisplay.rs-ProductGroup-wall-only--three{flex:0 1 calc(33.333% - 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1.88rem)}}.rs-Card-productDisplay{display:flex;flex-direction:column}.rs-Card-priceLink{text-decoration:none}.PriceSection{color:#0073b9;display:flex;flex-wrap:wrap;font-size:1rem;justify-content:center}@media(min-width:37.5em){.PriceSection{font-size:1.125rem}}.PriceSection-salePrice{display:inline-flex;font-weight:600;word-break:keep-all}.PriceSection-saleText--baseValue{font-size:1.5rem;line-height:1.75rem}@media(min-width:37.5em){.PriceSection-saleText--baseValue{font-size:2.125rem;line-height:2.125rem}}.PriceSection-saleText--cents{margin-right:.5rem}@media(min-width:37.5em){.PriceSection-saleText--cents{margin-right:1.5rem}}.PriceSection-saleText--customValue{font-size:1.75rem;line-height:2.125rem}.PriceSection-listPrice{align-self:center;color:#495257;text-decoration:line-through;word-break:keep-all}@media(min-width:37.5em){.rs-CardGroup.twoColumns{grid-template-columns:repeat(auto-fit,minmax(450px,1fr))}.rs-CardGroup.threeColumns{grid-template-columns:repeat(auto-fit,minmax(360px,1fr))}.rs-CardGroup.fourColumns{grid-template-columns:repeat(auto-fit,minmax(264px,1fr))}.rs-CardGroup.fiveColumns{grid-template-columns:repeat(auto-fit,minmax(200px,1fr))}.rs-CardGroup.sixColumns{grid-template-columns:repeat(auto-fit,minmax(160px,1fr))}}.rs-CardGroup{display:grid;gap:1.5rem;margin-bottom:1.5rem}.rs-CardGroup.oneColumn{grid-template-columns:1fr}@media(min-width:112.5em){.rs-CardGroup-advanced.wall-only--oneColumns{grid-template-columns:repeat(1,1fr)}.rs-CardGroup-advanced.wall-only--twoColumns{grid-template-columns:repeat(2,1fr)}.rs-CardGroup-advanced.wall-only--threeColumns{grid-template-columns:repeat(3,1fr)}.rs-CardGroup-advanced.wall-only--fourColumns{grid-template-columns:repeat(4,1fr)}.rs-CardGroup-advanced.wall-only--fiveColumns{grid-template-columns:repeat(5,1fr)}.rs-CardGroup-advanced.wall-only--sixColumns{grid-template-columns:repeat(6,1fr)}}@media(min-width:75em)and (max-width:112.4375em){.rs-CardGroup-advanced.desk-only--oneColumns{grid-template-columns:repeat(1,1fr)}.rs-CardGroup-advanced.desk-only--twoColumns{grid-template-columns:repeat(2,1fr)}.rs-CardGroup-advanced.desk-only--threeColumns{grid-template-columns:repeat(3,1fr)}.rs-CardGroup-advanced.desk-only--fourColumns{grid-template-columns:repeat(4,1fr)}.rs-CardGroup-advanced.desk-only--fiveColumns{grid-template-columns:repeat(5,1fr)}.rs-CardGroup-advanced.desk-only--sixColumns{grid-template-columns:repeat(6,1fr)}}@media(min-width:56.25em)and (max-width:74.9375em){.rs-CardGroup-advanced.lap-wide-only--oneColumns{grid-template-columns:repeat(1,1fr)}.rs-CardGroup-advanced.lap-wide-only--twoColumns{grid-template-columns:repeat(2,1fr)}.rs-CardGroup-advanced.lap-wide-only--threeColumns{grid-template-columns:repeat(3,1fr)}.rs-CardGroup-advanced.lap-wide-only--fourColumns{grid-template-columns:repeat(4,1fr)}.rs-CardGroup-advanced.lap-wide-only--fiveColumns{grid-template-columns:repeat(5,1fr)}.rs-CardGroup-advanced.lap-wide-only--sixColumns{grid-template-columns:repeat(6,1fr)}}@media(min-width:37.5em)and (max-width:56.1875em){.rs-CardGroup-advanced.lap-only--oneColumns{grid-template-columns:repeat(1,1fr)}.rs-CardGroup-advanced.lap-only--twoColumns{grid-template-columns:repeat(2,1fr)}.rs-CardGroup-advanced.lap-only--threeColumns{grid-template-columns:repeat(3,1fr)}.rs-CardGroup-advanced.lap-only--fourColumns{grid-template-columns:repeat(4,1fr)}.rs-CardGroup-advanced.lap-only--fiveColumns{grid-template-columns:repeat(5,1fr)}.rs-CardGroup-advanced.lap-only--sixColumns{grid-template-columns:repeat(6,1fr)}}@media(max-width:37.4375em){.rs-CardGroup-advanced.palm-only--oneColumns{grid-template-columns:repeat(1,1fr)}.rs-CardGroup-advanced.palm-only--twoColumns{grid-template-columns:repeat(2,1fr)}.rs-CardGroup-advanced.palm-only--threeColumns{grid-template-columns:repeat(3,1fr)}.rs-CardGroup-advanced.palm-only--fourColumns{grid-template-columns:repeat(4,1fr)}.rs-CardGroup-advanced.palm-only--fiveColumns{grid-template-columns:repeat(5,1fr)}.rs-CardGroup-advanced.palm-only--sixColumns{grid-template-columns:repeat(6,1fr)}}.rs-CardGroup.spaceBetweenCards--medium{gap:2.5rem}.rs-CardGroup.spaceBetweenCards--large{gap:3rem}@media(min-width:37.5em){.rs-CardGroup.spaceBetweenCards--extraLarge.twoColumns{grid-template-columns:repeat(auto-fit,minmax(450px,1fr))}.rs-CardGroup.spaceBetweenCards--extraLarge.threeColumns{grid-template-columns:repeat(auto-fit,minmax(352px,1fr))}.rs-CardGroup.spaceBetweenCards--extraLarge.fourColumns{grid-template-columns:repeat(auto-fit,minmax(246px,1fr))}.rs-CardGroup.spaceBetweenCards--extraLarge.fiveColumns{grid-template-columns:repeat(auto-fit,minmax(182px,1fr))}.rs-CardGroup.spaceBetweenCards--extraLarge.sixColumns{grid-template-columns:repeat(auto-fit,minmax(140px,1fr))}}.rs-CardGroup.spaceBetweenCards--extraLarge{gap:4.5rem}.in-modeDark 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<> /*!*****************************************************************************************************************************************************************************************************************************************************************************************************!*\ !*** css ../../../../node_modules/css-loader/dist/c.??ruleSet[1].rules[0].use[1]!../../../../node_modules/postcss-loader/dist/c.??ruleSet[1].rules[0].use[2]!../../../../node_modules/sass-loader/dist/c.??ruleSet[1].rules[0].use[3]!./sass/components/mediaObject/mediaObject_1.scss ***! \*****************************************************************************************************************************************************************************************************************************************************************************************************/ .rds-MediaObject_1 { display: flex; align-items: flex-start; justify-content: flex-start; } .rds-MediaObject--centerAlignment_1 { align-items: center; } .rds-MediaObject--endAlignment_1 { align-items: flex-end; } .rds-MediaObject--verticalOnMobile_1 { flex-direction: column; } @media screen and (min-width: 37.5em) { .rds-MediaObject--verticalOnMobile_1 { flex-direction: row; } } .rds-MediaObject-figure_1 { display: block; flex-shrink: 0; margin-right: 16px; } .rds-MediaObject--verticalOnMobile_1 .rds-MediaObject-figure_1 { margin-right: 0; margin-bottom: 16px; margin-left: 0; } @media screen and (min-width: 37.5em) { .rds-MediaObject--verticalOnMobile_1 .rds-MediaObject-figure_1 { margin-right: 16px; margin-bottom: 0; } } .rds-MediaObject--reversed_1 .rds-MediaObject-figure_1 { order: 1; margin-right: 0; margin-left: 16px; } .rds-MediaObject--reversed_1.rds-MediaObject--verticalOnMobile_1 .rds-MediaObject-figure_1 { order: 0; margin-left: 0; } @media screen and (min-width: 37.5em) { .rds-MediaObject--reversed_1.rds-MediaObject--verticalOnMobile_1 .rds-MediaObject-figure_1 { order: 1; margin-left: 16px; } } .rds-MediaObject-body_1 { margin-top: 0; margin-bottom: 0; min-width: 0; } /*# sourceMappingURL=mediaObject_1.min.css.map*/