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Dow closes nearly 500 points higher after Fed cuts rates: Live updates

A trader worksas a screen broadcasts a news conference by U.S. Federal Reserve Chair Jerome Powell following the Fed rate announcementon the floor of the New York Stock Exchange (NYSE) in New York CityU.S.Dec. 102025.
Brendan McDermid | Reuters

The Dow Jones Industrial Average jumped on Wednesday after the Federal Reserve decided to cut interest rates once again this year and as traders bet more easing was ahead next year.

The 30-stock average gained 497.46 pointsor 1.1%to close at 48,057.75. The S&P 500 advanced 0.7% to end the day at 6,886.68 and briefly traded above its previous record closing high of 6,890.89. The Nasdaq Composite increased 0.3% to 23,654.16.

The Fed approved another quarter percentage point cut at the conclusion of its two-day policy meeting. The cutwhich marks its third in a rowbrings the federal funds rate to a range of 3.5%-3.75%.

There were a number of items Wall Street saw as bullish for equity markets in the Fed's messagingas well as in Chair Jerome Powell's subsequent remarks:

  • Notablythe Fed announced it start buying short-term bondsexpanding its balance sheet. Short-term Treasury yields moved lower as a result.
  • The central bank also gave attention to the weak labor market in its statementremoving language that it "remained low." This suggests its focus is turning to supporting the economy and away from inflation.
  • While Powell said the Fed would have to "wait and see" before making its next movehe also virtually ruled out any chance for a rate hike next. "I don't think that a rate hike ... is anybody's base case at this point," he said.

On the flip sidethe Fed forecasts only one rate cut in 2026but traders bet they would go further. In factthe CME Fedwatch tool showed fed funds futures are pricing in a more than 77% chance that the central bank would slash rates two more times next year.

"A lack of deeper reductions could have been interpreted poorly by Wall Streetbut news that the balance sheet will begin expanding againalbeit slowlyis certainly a reason to get excited and more than offset the concerns of limited benchmark trims ahead," said José Torressenior economist at Interactive Brokers. "Furthermorethe dots featured stronger growth forecastslighter inflation anticipations and neutral employment expectationsdevelopments that are also supporting a bullish reaction in stocks and yields alike."

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S&P 500YTD

On October 29the day after the last record close for the S&P 500the Fed cut ratesbut Powell signaled that another reduction was not certain for December. That sent stocks lower that day and started a rough patch for equities through most of November until some Fed members began to signal a December cut may be in order.

The benchmark has since made a round trip back.

"The last interest rate decision of 2025 has essentially paved the way for a Santa Claus rally to end the year and the S&P 500 is poised to exceed the 7,000 milestone in the next few weeks," Torres said.

Stocks close higher following Fed rate cut

Stocks finished Wednesday's trading session solidly in positive territory on the heels of the Federal Reserve issuing another interest rate cut.

The S&P 500 gained 0.7% to end the day at 6,886.68while the Nasdaq Composite advanced 0.3% to 23,654.16. The Dow Jones Industrial Average jumped 497.46 pointsor 1.1%to 48,057.75.

— Sean Conlon

The Russell 2000 index is heading towards a new record close

The Russell 2000 index of small-cap companies hit a fresh all-time high Wednesday afternoon.

The indexwhich was recently up about 1.5%is on pace for a record close if it ends the day higher than $2,531.16. Investors have piled into the Russell 2000 over the last two trading weeks on the prospect of Fed interest rate cutsgiven that smaller companies tend to benefit from lower borrowing costs.

The Russell 2000 is up about 14.9% for the yeartrailing behind the S&P 500's roughly 17.2% gain year to date.

— Pia Singh

Regional bank stocks gain following Fed decision

An M&T Bank stands on April 172024 in the Brooklyn borough of New York City.
Spencer Platt | Getty Images

Regional bank stocks rose in afternoon tradingwith the State Street SPDR S&P Regional Banking ETF (KRE) gaining more than 2%.

Shares of the largest regional banks also hit their highs of the session alongside the KREincluding Truist FinancialM&T BankHuntington Bancshares and Citizens Financial.

The move comes after the Federal Reserve cut its key interest rate for the third time in row. Lower rates could lead to more lending activitywhich could offer a boost to smaller banks.

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— Sean ConlonGina Francolla

Fed lowers rates by 25 basis pointsas expected

The Fed lowered its overnight rate by a quarter percentage point to a range of 3.5%-3.75%as was widely expected.

Howeverthe move carried caution flags about where policy is headed from here and featured "no" votes from three memberswhich hasn't happened since September 2019.

Read more here.

— Fred ImbertJeff Cox

10 stocks in the S&P 500 trade at new all-time highs

A sign hangs at the entrance of a T. J. Maxx store on February 282024 in ChicagoIllinois.
Scott Olson | Getty Images

On Wednesday10 stocks in the S&P 500 traded at new all-time highs.

Names that hit this milestone included:

  • Fox Corporation Class B trading at all-time highs back to its creation as the portion not acquired by Disney in 2019
  • Fox Corporation Class A trading at all-time highs back to its creation as the portion not acquired by Disney in 2019
  • General Motors trading at all-time highs back to the "new" GM IPO in November 2010
  • Ross Stores trading at all-time high levels since its IPO in August 1985
  • The TJX Companies trading at all-time highs back to IPO in 1987
  • Bank of NY Mellon trading at all-time highs back to the merger between BNY (the first company listed on the NYSE) and Mellon Financial in 2007
  • Citizens Financial Group trading at all-time high levels back to its IPO in September 2014
  • State Street trading at all-time high levels back through our history to 1972
  • Synchrony Financial trading at all-time highs back to its IPO in July 2014
  • GE Vernova trading at all-time highs back to its spin-off from GE in April 2024

On the other handfive stocks in the benchmark traded at new 52-week lowsincluding:

— Christopher HayesLisa Kailai Han

Piper Sandler says 10-year yield increase following Fed can hurt stocks

The 10-year U.S. Treasury yield could could rise if the Federal Reserve comes off too hawkish at Wednesday's policy announcementaccording to Piper Sandler. That could result in a hit for stocksthe firm warned.

"With the recent backup in 10-year yields ... we're again getting questions about where equity markets might start to react negatively," Michael Kantrowitzchief investment strategistwrote to clients in a Monday note.

CNBC Pro subscribers can click here to see the yield levels that Kantrowitz is monitoring.

— Alex Harring

The S&P 500 could see a 0.7% move on Wednesdayaccording to Goldman Sachs

The S&P 500 is expected to see a meaningful move on WednesdayJohn Marshall of Goldman Sachs Research said in a note.

"SPX options are pricing a +/-0.7% move for FOMC daylargely in-line with expectations ahead of the past 8 FOMC events (+/-0.8%)," the head of derivatives research wrote.

AdditionallyMarshall noted that Goldman Sachs economists see a "solid case" for a quarter percentage point cutpointing to job growth that's significantly below labor supply growththree straight months of a rising unemployment rate and some weakening in other measures of labor market tightness.

He also said the economists project two quarter point cuts for next year.

— Sean Conlon

The S&P 500 is at a 5-day low heading into Fed day

Traders work on the floor at the New York Stock ExchangeDec. 102025.
Brendan McDermid | Reuters

The S&P 500 is at a 5-day low heading into the Federal Reserve meetinga market setup that historically preceded a bounceaccording to the trading desk at Oppenheimer.

"A selloff into a rate decision often indicated market is preparing for the worstand a relief rally was found more often than not," read a note from the firm.

Here is how the market reacted in the past:

  • SPX at 5-day high into rate decision = Down 51% of time
  • SPX at 5-day low into rate decision = Up 67% of time

— Sarah Min

Expect the Fed to deliver a 'hawkish cut' on WednesdaySWBC's Chris Brigati says

While the Federal Reserve might issue a much-expected interest rate cut on Wednesdayit could be some time before its key overnight borrowing rate is lowered againaccording to Chris Brigatichief investment officer at SWBC.

"The Federal Reserve is widely expected to cut rates on Wednesdaybut we expect this to be a hawkish cutwith the Fed likely to signal that additional rate cuts are not likely in the near-term," he said. "There is also uncertainty about the new Fed chairand that may also add to the central bank's reluctance to make any major rate moves in the months leading up to Chair Powell's term ending."

Looking ahead to next yearBrigati believes the Fed will telegraph only one cutand that moveif it were to come to fruitionmight not happen for several months.

"We expect the Fed to remain on hold when it comes to rates for the first half of 2026even with the pressure from the many dovesmost notably Powell's expected successor Kevin Hassett," the investment head said. "The Fed is likely to cut rates only once in 2026and most likely towards the end of 2026."

— Sean Conlon

Here’s what to expect from Wednesday's Fed decision

U.S. Federal Reserve Chair Jerome Powell holds a press conference after the Fed cut interest rates by quarter of a percentage pointin WashingtonD.C.U.S.Oct. 292025.
Kevin Lamarque | Reuters

The Federal Reserve is poised to deliver its third straight interest rate cut Wednesdaywhile simultaneously firing a warning shot about what's ahead.

Following a period of remarkable indecision about which way central bank policymakers would leanmarkets have settled on a quarter percentage point reduction. If that's the caseit will take the Fed's key interest rate down to a range of 3.5%-3.75%.

Howeverthere are complications.

The rate-setting Federal Open Market Committee is split between members who favor cuts as a way to head off further weakness in the labor market against those who think easing has gone far enough and threatens to aggravate inflation. Read more.

— Jeff Cox

Stocks kick off Wednesday's session in negative territory

Stocks were little changed on Wednesday morning.

The S&P 500 fell 0.1% just after 9:30 a.m.while the Dow Jones Industrial Average traded just below the flatline. The Nasdaq Composite declined 0.2%.

— Sean Conlon

Employment costs up less than expected

Compensation costs posted a smaller than expected increase in the third quarterthe Bureau of Labor Statistics reported Wednesday.

The employment cost index rose 0.8% for the perioddown 0.1 percentage point from the prior period and below the Dow Jones consensus estimate for 0.9%. The increase matched the smallest gain since the third quarter of 2020.

On an annual basisthe index increased 3.5%down slightly from the second quarter.

The Federal Reservewhich will release its latest interest rate decision Wednesdaywatches the ECI as an indicator of whether the labor market is contributing to inflation. Fed officials have said they do not see wage pressure currently as a significant inflation factor.

— Jeff Cox

Trump will start final Fed chair interviews with Kevin Warsh

Kevin Warshformer governor of the US Federal Reserveduring the International Monetary Fund (IMF) and World Bank Spring meetings at the IMF headquarters in WashingtonDCUSon FridayApril 252025.
Tierney L. Cross | Bloomberg | Getty Images

President Donald Trump will begin the final interviews of candidates for the Federal Reserve chair this weekputting back on track the formal selection process that began this summer.

"We're going to be looking at a couple different peoplebut I have a pretty good idea of who I want," Trump said Tuesday night aboard Air Force One to reporters.

The interviews by Trump and Treasury Secretary Scott Bessent will begin with former Fed governor Kevin Warsh on Wednesday and also include Kevin Hassettthe director of the National Economic Councilat some pointaccording to two sources. It restarts the process that was derailed a bit last week when interviews with candidates were abruptly canceled. Read more.

— Steve LiesmanJohn Melloy

Braze pops following revenue beat

Braze shares jumped more than 15% in the premarket on Wednesday on the heels of the consumer engagement platform posting better-than-expected third-quarter revenue.

Revenue for the period came in at $191 milliontopping the $184 million that analysts surveyed by LSEG had estimated. The company also reported adjusted earnings of 6 cents per sharein line with the consensus estimate.

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— Sean Conlon

Most think Trump should nominate someone other than Hassett for next Fed chairaccording to CNBC Fed survey

Kevin HassettDirector of the National Economic Council of the United Statesspeaks with the media outside of the West Wing of the White House in WashingtonDCOctober 242025.
Saul Loeb | Afp | Getty Images

While markets expect Kevin Hassett to be named the next Federal Reserve chairhe is pointedly not the choice of respondents to the CNBC Fed Survey.

The December survey shows 84% believe President Donald Trump will tap Hassettdirector of the National Economic Councilto head the central bank. But only 11% think that's what the president should do. Fed Governor Christopher Waller is the favored pick of 47% of respondentsfollowed by Kevin Warsh at 23%. But only 5% of respondents think Trump will pick either of the two. Read more.

— Steve Liesman

Stocks making the biggest moves before the bell

Check out the companies making the biggest moves before the bell:

  • AeroVironment — The drone maker slid more than 4% on the back of a fiscal second-quarter earnings miss. AeroVironment earned 44 cents per sharewell below an LSEG estimate of 78 cents per share.
  • GameStop — The video game retailer and meme stock fell 6% after the company posted its third-quarter results. GameStop earned an adjusted 24 cents per share on revenue of $821 million. Revenue was lighter than one analyst's estimate expecting north of $900 million.
  • Blue Owl Capital — The alternative asset manager gained 3% following a Raymond James upgrade to strong buy from market perform. "We think redemption risk is manageable as OWL appears likely to honor all requestswhich would remove an overhang on the stock," analyst Wilma Burdis wrote.

Read more here.

— Fred Imbert

AeroVironment falls after earnings miss

Wahid NawabiCEO of AeroVironment.
Adam Jeffery | CNBC

The drone maker slid more than 4% on the back of a fiscal second-quarter earnings miss. AeroVironment earned 44 cents per sharewell below an LSEG estimate of 78 cents per share.

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AVAV 5-day chart

— Fred Imbert

Oracle’s AI-fueled debt load has investors on edge ahead of quarterly earnings

It's been a rollercoaster year for Oracle investorsas they try to assess the strength of the software giant's position in the artificial intelligence boom.

Heading into the company's fiscal second-quarter earnings report on Wednesdaypressure is building on management — and newly installed CEOs Clay Magouyrk and Mike Sicilia — to show that Oracle can continue to finance the company's aggressive infrastructure plans while simultaneously convincing Wall Street that the AI-fueled hypergrowth story remains intact.

"There is something inherently uncomfortable as a credit investor about the transformation of the sort we're facing that is going to require an enormous amount of capital," Daniel Soridhead of U.S. investment grade credit strategy at Citisaid on a video call to investors on Fridaya replay of which was provided to reporters.

Shares of Oracle are up nearly 33% year to date even its double-digit losses in Octoberwhich was its worst month since 2001. More here.

— Seema Mody

AeroVironmentGE Vernova and Cracker Barrel are among the stocks moving Tuesday night

The Cracker Barrel logo is seen on a billboard outside of one of its restaurants.
Paul Weaver | Lightrocket | Getty Images

Check out the companies making headlines in after-hours trading:

  • AeroVironment — Shares of the defense technology provider slid more than 4% after its second-quarter earnings missed analyst expectationscoming in at 44 cents per share on an adjusted basis. That's well below the 78 cents per share that analysts surveyed by LSEG estimated. The company's revenue of $473 millionhoweverbeat the consensus estimate of $468 million.
  • Cracker Barrel Old Country Store — Shares of the restaurant company dropped about 9% in extended trading after Cracker Barrel's first-quarter revenue came out worse than Wall Street had expected. Cracker Barrel reported $797.2 million in revenue for the periodwhile analysts' polled by FactSet expected $800.3 million. The company reported a narrower-than-expected adjusted lossmeanwhile.
  • GE Vernova — The energy giant saw jumped 8% after it said 2025 revenue was trending toward the higher end of its guidance. The company also doubled its quarterly dividend to 50 cents per share from 25 cents per share.

For the full listread here.

— Pia Singh

U.S. stock futures open little changed

Shortly after 6 p.m. ET on Tuesdayfutures tied to the S&P 500 and Nasdaq-100 futures each hovered near the flatline. Futures tied to the Dow Jones Industrial Average shed 10 pointsor less than 0.1%.

— Pia Singh